When applying for a credit card, there are several things to be aware of to ensure you make an informed decision and avoid potential pitfalls:

1. Interest Rates: Understand the Annual Percentage Rate (APR) and how it applies to purchases, balance transfers, and cash advances.

2. Fees: Look out for annual fees, late payment fees, foreign transaction fees, and balance transfer fees.

3. Credit Score: Check your credit score before applying, as it affects approval and interest rates.

4. Credit Limit: Understand your credit limit and how it may impact your credit utilization ratio.

5. Repayment Terms: Know the minimum payment requirements and any potential penalties for late payments.

6. Rewards and Benefits: Understand the rewards program, benefits, and any associated restrictions or expiration dates.

7. Introductory Offers: Be aware of promotional offers, such as 0% APR periods, and their expiration dates.

8. Credit Card Agreement: Read the terms and conditions carefully before signing.

9. Credit Reporting: Understand how your credit card activity will be reported to credit bureaus.

10. Customer Service: Research the issuer's customer service reputation and availability.

Remember to carefully review the terms and conditions before applying for a credit card to ensure it aligns with your financial needs and goals.