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TD Bank Review 2024

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With so many financial options available, it can quickly become overwhelming for some people. Which is why in this TD Bank review, we will take a closer look at the different products and services including their features and fees.

Whether you are looking for a chequing account, savings account, credit card, loan, or investment product, this review will hopefully help you better understand TD’s product so you can make an informed decision about your future with TD Bank.

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TD Bank Overview

Toronto-Dominion Bank, also known as TD Canada Trust, or TD Bank, is one of the top 5 banks in Canada, with a large range of products and services for both personal and business clients.

Being a customer at TD Bank, you have access to a variety of chequing accounts, saving accounts, registered accounts, credit cards, loans, mortgage, investment products, and more that can help you manage your money and stay on top of your finances.

You can access your money at your local branch, through one of many ATMs all across Canada, and/or EasyWeb, TD’s online banking platform.

Through EasyWeb you can transfer money between accounts, open new accounts, send e-transfers, pay bills, manage investments, mobile deposit cheques, and more.

Pros

Pros

TD Chequing Accounts

TD Student Chequing Account

Features:

The TD Student Chequing Account also acts as a Youth Account. Meaning, anyone under the age of 23 can open this account.

After the age of 23 you must show proof of enrolment otherwise your account type will automatically change.

As a parent who is joint on the account, managing your children’s money becomes so much easier.

If you just started working as a young teen, a TD Student Chequing Account can be a great way for you to learn how to manage your money and not pay those monthly bank fees.

Overall, I would say TD’s student chequing account is one of the best accounts out there for students right now. 

Having an account that provides this many features at no cost is a great way for students to better manage their money and to take advantage of no-cost banking.

And more importantly, monthly fees is one less thing to stress about, especially through college and university.

The TD Student Account also acts as a Youth Account so parents can open accounts for their children. This makes keeping track of their money easier, especially if you have more than one baby

If you are a student looking to open a student bank account, you wont be disappointed with TD.

On BMOs website

TD Minimum Chequing Account

Features:

The TD Minimum Chequing Account is ideal if you are someone who wants to save on banking fees and require basic banking services.

If you are a student, you may want to consider a Student Account

If you are a low transaction user looking for simple banking then the TD Minimum chequing account if a great way to enjoy low cost banking.

If you are a Registered Disability Saving Plan (RDSP) beneficiary you may also benefit from this account since there are no monthly fees.

On BMOs website

TD Everyday Chequing Account

Features:

It’s important to note that the TD Everyday Chequing Account has a monthly fee of $10.95 but will be waived if you maintain a minimum balance of $3,000 throughout the entire month.

This account is ideal for someone who makes frequent transactions like paying bills, sending e-transfers, or making purchases, and doesn’t want to pay hefty bank fees like other chequing accounts.

On TD’s website

TD Everyday Chequing Account

Features:

It’s important to note that the TD Everyday Chequing Account has a monthly fee of $10.95 but will be waived if you maintain a minimum balance of $3,000 throughout the entire month.

This account is ideal for someone who makes frequent transactions like paying bills, sending e-transfers, or making purchases, and doesn’t want to pay hefty bank fees like other chequing accounts.

On TD’s website

TD Unlimited Chequing Account

Features:

On TD’s website

TD All Inclusive Chequing Account

Features:

On TD’s website

TD Savings Account

TD Everyday Savings Account

Features:

On TD’s website

TD High Interest Savings Account

Features:

On TD’s website

TD ePremium Savings Account

Features:

On TD’s website

TD Credit Cards
TD Business Credit Cards
Other TD Accounts
  • Tax Free Savings Account (TFSA)
  • Registered Retirement Savings Plan (RRSP)
  • Non-Registered Cash Account
  • Registered Retirement Income Fund (RRIF)
  • Registered Disability Savings Plan (RDSP)
  • Life Income Fund (LIF)
  • First Home Savings Account (FHSA)
Other TD Bank Products/Services
FAQ

TD Bank stands for Toronto-Dominion Bank

TD is a reputable bank that offers a large variety of products and services to their customers. It’s important to do your research and speak to a representative if needed when making any kind of financial decision, especially when there are so many options. It’s good to have an idea of what perks and fees are related to each product and service.

TD Swift Code: TDOMCATTTOR

Tik4invest

Tik4invest aims to provide you with useful information to help you better understand your finances. We do not provide financial advice.

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